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Tax, Payroll & Zakat

Zakat Maal (Wealth Zakat) Calculator (Estimate)

Add up your wealth, subtract debts that are due, then see whether it reaches the nisab of 85 grams of gold and roughly how much the 2.5% zakat would be.

Free · no sign-up · runs in your browser · updated

Use Zakat Maal (Wealth Zakat) Calculator

Used to calculate the nisab (85 grams of gold) and the value of your gold. Check the latest price at a gold shop or Pegadaian (state pawnshop).

Current market value.

Obligations that must be paid in the near term.

Enter the gold price and your wealth to see the estimated zakat maal.

How to use Zakat Maal (Wealth Zakat) Calculator

  1. Enter today’s gold price per gram. The tool uses it to calculate the nisab.

  2. Enter your wealth: savings, gold, investments, trade assets, receivables and debts that are due.

  3. Tick the haul box if the wealth has been owned for one Hijri year, then read the estimated zakat.

Conditions and formula for zakat maal

Zakat maal is due when net wealth reaches the nisab and has been owned for one Hijri year (haul). The zakat maal nisab is equivalent to 85 grams of gold, so its value depends on the gold price. The zakat rate is 2.5% of net wealth.

The formula used: net wealth = (savings + value of gold + investments + trade assets + receivables expected to be repaid) − debts that are due. Zakat = 2.5% × net wealth, if net wealth ≥ 85 × the gold price per gram and the haul is met. Example: a gold price of Rp1,500,000 per gram makes the nisab Rp127,500,000; net wealth of Rp180,000,000 gives zakat of Rp4,500,000.

Points that can differ

Scholars differ on some assets, for example gold jewelry worn every day, and on which debts may be deducted. This calculator counts all the gold you enter and only deducts debts that are due. Ask a zakat institution or a scholar about your specific case.

Questions about Zakat Maal (Wealth Zakat) Calculator

What is haul?

Haul is owning wealth for one Hijri year. Zakat maal is only due once the wealth has reached the nisab and the haul is met.

What is the zakat maal nisab?

Equivalent to 85 grams of gold. Its value in rupiah moves with the gold price, so this tool asks for today’s gold price per gram.

Is all gold counted?

This tool counts all the gold you enter. Opinions on jewelry worn every day vary, so consult a zakat institution or a scholar.

Do debts reduce zakat?

This tool subtracts debts that are due from total wealth before comparing it with the nisab. The detailed rules on which debts may be deducted can differ between opinions.

Are my figures sent to a server?

No. The calculation runs entirely in your browser.

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